Loan Against Deposit

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AKPS Nidhi provides customer a loan against their Deposit in Nidhi.

  Interest rate 2% above the deposit rate for loan up to 75% of the face value of the deposit
  Interest rate 3% above the deposit, rate for loan above 75% & up to 90% of the face value of the deposit
  EMI's can be paid through Net Banking or Mobile App

Eligibility Criteria


  Any Self-employed individuals or self-employed professionals
  Anyone who is the member (Note: Minors are not eligible.)

Documents Required to avail Loan against Deposit


  Address Proof Documents ( Voter Id, Driving Lincence or any other ID Proof)
  Aadhaar Card
  Pan Card
  Two Passport Sized Photos
  KYC documents on request for it.